If you own a business, you probably have business insurance, but do you have the coverage you need to protect your business? Hello, my name is Lyman Hawkins and this is my blog about business insurance. I don't own a business, but my parents did for several years. They always had a business insurance policy, but when they needed to use their insurance, they didn't have the coverage they needed. After this problem occurred, I did a lot of research about business insurance so that they could get the type of policy they needed. I wanted to write this blog to share the information I learned with other business owners. In this blog you'll learn about the different types of polices and why you need them. I hope that my blog answers all your questions about business insurance so you can get the coverage you need.
Posted on:
20 January 2020
When you have car insurance and are on a plan to pay by the month, you will need to make sure you pay your bill every month on time. If you do not do this, you could end up facing some pretty steep consequences. Fortunately, your insurance policy may offer a grace period. This period of time is important to understand when you have auto insurance, and here are a few things to know about it.
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Posted on:
16 December 2019
Workers comp insurance is a fundamental part of the relationship between many businesses and their workers. It's a good idea, however, to understand the basics of the system. Let's look at four things you should know about workers compensation insurance.
Are You Required to Carry Comp?
The answer varies from state to state. For example, Pennsylvania has a strict rule that any business that has even one employee must carry workers compensation insurance.
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Posted on:
13 November 2019
If you ever park your car in parking lots while shopping or doing business, there is always a chance you could end up in an accident. You might cause an accident by hitting a parked or moving car, or you might get hit by another car. In any case, here are several things you should understand about parking lot accidents and how auto insurance works for these types of incidents.
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Posted on:
12 October 2019
If you own and operate a vehicle, you will need to purchase automobile insurance. In most states, a minimum amount of coverage is required by law. Therefore, educating yourself on this important type of insurance is imperative. With this guide, you will learn a few essential terms to know and fully understand when securing auto insurance.
Deductible
A deductible is a confusing term for most people even though it is a common term associated with all of your different insurance policies — homeowners and health included.
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